Why work with us

Debt resolution isn’t for everyone. You have to be in a pretty serious financial situation for lenders to consider forgiving a portion of your debt. If lenders do not believe you are struggling as much as you claim, they may not be willing to settle.

Debt settlement may be avoidable. Speak with Randolph Debt Solutions certified debt counselors if you feel yourself sinking in debt. We offer free advice on how to improve your financial situation.

Benefits of Debt Resolution

  • Significantly reduce what you owe
  • One low monthly payment
  • Get rid of your credit card debt in 36 months or less
  • Not reported on your credit file


Which types of debt can be reduced?

  • Personal loans
  • Payday loans
  • Credit card debts
  • Cell phone and utility bills
  • Apartment leases and some mortgage balances
  • Private student loans
  • Medical bills
  • Car loans
  • Unsecured lines of credit
  • Accounts in collection

Keep in mind that some types of debt cannot be settled for less than the full amount, including child support, alimony, and in most cases, student loans, home and auto loans. In some cases, you may be able to settle your tax bill with the IRS, however settlements are normally limited to the types of debt listed above.

If debt resolution is right for you, we will negotiate settlements with your creditors for significantly less than what you owe. From start to finish, our expert negotiators fight for your best interest. We work for you to get the best savings possible.