Our Philosophy

We have been where you are and we want to help you.  That is our philosophy, nothing fancy and nothing flashy. We are a small family-run business that went into business because we too dreaded that phone call when we had gotten in over our head with credit cards or medical bills. 

Rick, our CEO was in debt of over $65,000 and no, he didn’t file bankruptcy he negotiated with his creditors.  

Laurie, our COO was in debt of over $50,000 between school loans and medical bills. 

Over the last 10 years we have become experts in negotiating with creditors, we have established relationships with the credit card companies and we have helped hundreds of families get out of debt.

Unlike the large debt settlement or debt negotiation companies, we have purposefully stayed small, we want to work with people one on one.  We want to know you and help individual families and people to get out of debt and to start their credit lives over.  

We want to help you, we promise that you are not a dollar sign to us, in fact we charge much less than any other debt solution company out there, you are an individual with a story, we want to know your story and be a part of your story.  Please call Rick at 760-975-5972 or Laurie at 559-704-8849 to find out how we can help you.